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Dollar Center | Manly Guide

Explore Manly

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Advertising enquiries:

contact:
Seaside Media
PO Box 89
Manly NSW 1655
info@manlyguide.com
ph: 02 8004 1969

Hello Manly. Booking and Information Centre

ph: 02 9976 1430
international: +61 2 9976 1430

located at Manly Wharf

Monday - Friday: 9am-5pm
Weekends and Public Holidays: 10am-4pm (except Christmas Day and Boxing Day)


 

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Can I have another loan if we curently have one?

Can I have another loan if we curently have one?

An individual may simply just take multiple loansYes, it is possible to simply take another loan in the event that you already have one. Finance institutions don’t have a definite optimum restriction when it comes to the true range loans that an individual can just take. With that said, they take a call on whether or not they shall accept another loan for somebody who already one, according to their credit assessment/underwriting.

Need for Debt to income (DTI) ratioDuring the credit evaluation process, in case there is numerous loans that are personal one component that has large amount of weightage may be the financial obligation to income ratio (DTI).

The debt to income ratio helps the financial institution assess how much more loans/debt can you, as a borrower, service/handle in case of multiple loans, when you have an existing loan running and you apply for another loan.

 
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